Since marinas can vary significantly, it is vital that owners and operators partner with marine insurance agents who can handle a multitude of coverages. We are uniquely positioned to assist with your marina insurance needs.
All Marina operators should ensure that their marina has adequate Property and Liability coverage. A good Marina Insurance Program will include: General Liability, Marina Operators Legal Liability, Protection & Indemnity and Workers Compensation Policy.
On the property coverage, this is often site-specific but would include: Building coverage, tools and equipment, and docks and pier coverage. These coverages will make up the bulk of the policy. There are several other coverages that you may want to look into for your marina as well, including: Cyber Liability, Employment Practice Legal Liability, and loss of business income and extra expenses (for those ongoing costs following a loss).